Checking Accounts

Checking account options for every stage of life.

Find a checking account that fits your needs.

Free Checking

Compare Our Accounts

A personal checking account with no monthly service charge or minimum balance.

$0 Minimum to open account
Free debit card
Free standard SCSB checks
No monthly maintenance fee
24/7 online and mobile account access with free BillPay

Request an Application

Interest Checking

Compare Our Accounts

If you have higher account balances, earn interest on your money and get more from your checking account.

$0 Minimum to open account
Pays interest
Free debit card
Free standard SCSB checks
24/7 online and mobile account access with free BillPay
$10 maintenance fee if balance falls below $1,000

Request an Application

Checking Account Benefits

Mobile Banking

Pay almost anywhere you can swipe or tap.

Online Banking

Manage and organize your finances 24/7.

Digital Payments

Apple Pay^TM – Visa SRC – Samsung Pay; whatever your preference, pay with convenience.

Account Alerts

Balance getting low? Upcoming payments? Stay in-the-know with custom alerts.

Pair your checking account with a Visa^® Debit Card or Visa^® Debit Cyclone Fan Card.

Make quick and easy payments with your debit card, in replacement of writing checks
Withdraw, transfer funds and check balances from your checking or savings accounts at an ATM
Receive no ATM fees at more than 55,000 Surcharge-Free ATMs Worldwide through the Allpoint® ATM Network. Just use our "Find ATM/Branch" locator to find free ATMs near you
Show spirit for your Cyclones with the free Cyclone Fan Debit Card!

*Rates may change after the account is opened. Fees may reduce earnings on the account.